Ranked #3/225
Ranked #160/225

Snapshot

Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass Card
 AT&T Points Plus Card from Citi
AT&T Points Plus Card from Citi
IssuerAmerican ExpressCiti
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$150.00$0.00
Base Rate3.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Restaurants6.0%1.0% (base)
Supermarkets6.0%2.0%
Gas Stations6.0%3.0%
Online Retail4.0%1.0% (base)
Hilton12.0%1.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone3 partners
Annual CreditsNoneNone

Transfer Partners

-5:4

Pricing Details

Purchase APR12.74% - 21.74%19.24% - 29.24%
Cash Advance APR28.74%29.99%
Penalty APR29.99%29.99%
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental--
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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