Snapshot

Amex Cash Magnet
Amex Cash Magnet
U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerAmerican ExpressU.S. Bank
NetworkAmerican ExpressVisa
Card MaterialPlasticMetal
Annual Fee$0.00$400.00
Base Rate1.50%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecyclediscontinuedAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Hotels1.5% (base)5.0%
Travel1.5% (base)3.0%
Mobile Wallet Purchases1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%22.24% - 29.24%
Cash Advance APR21.99%29.99%
Penalty APR26.74%N/A
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered up to $2,000
Trip DelayCovered for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard