Ranked #31/225
Ranked #224/225

Snapshot

Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
 Optima Platinum Card
Optima Platinum Card
IssuerAlliant Credit UnionAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$49.00
Base Rate2.50%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.5% (base)0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR15.24% - 25.24%14.99% - 14.99%
Cash Advance APR25.24%28.74%
Penalty APRN/A29.99%
Late Fee$29$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary-
Baggage DelayUp to $300-
Baggage Loss--
Cell Phone Protection--
Extended WarrantyDoubles original warranty up to 1 additional year-
Purchase ProtectionUp to $10,000 per claim-
Return Protection--
Trip Cancellation InterruptionUp to $2,000 per passenger-
Trip DelayUp to $300 (delay > 12 hours)-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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