Ranked #33/225
Ranked #172/225

Snapshot

Choice Privileges Mastercard
Choice Privileges Mastercard
 Capital One Spark Miles for Business
Capital One Spark Miles for Business
IssuerWells FargoCapital One
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%2.00%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Hotels5.0%2.0% (base)
Gas Stations3.0%2.0% (base)
Supermarkets3.0%2.0% (base)
Home Improvement Stores3.0%2.0% (base)
Telecommunications3.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR21.24% - 29.99%25.49% - 25.49%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)-
Extended Warranty-Extends warranty by 1 year
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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