Snapshot

Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerWells FargoUSAA
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%1.00%
Travel Rewards10.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels10.0%1.0% (base)
Gas Stations5.0%5.0%
Supermarkets5.0%1.0% (base)
Home Improvement Stores5.0%1.0% (base)
Telecommunications5.0%1.0% (base)
military base purchases1.0% (base)5.0%
Supermarket purchases (up to $3,000/year)1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 29.99%17.15% - 31.15%
Cash Advance APR29.99%31.15%
Penalty APRN/A32.4%
Late Fee$40$35
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days
Baggage Loss
Cell Phone ProtectionCovered up to $800 per claim (subject to $25 deductible)
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase Protection
Return Protection
Trip Cancellation InterruptionUp to $1,500 per covered person
Trip Delay
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard