Snapshot

Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
BECU Visa Credit Card
BECU Visa Credit Card
IssuerWells FargoBECU
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%1.50%
Travel Rewards10.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels10.0%1.5% (base)
Gas Stations5.0%1.5% (base)
Supermarkets5.0%1.5% (base)
Home Improvement Stores5.0%1.5% (base)
Telecommunications5.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 29.99%13.24% - 25.24%
Cash Advance APR29.99%25.24%
Penalty APRN/AN/A
Late Fee$40$25
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $800 per claim (subject to $25 deductible)
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard