Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.0% (base) Rent (up to 100K points/year) 1.0% 1.0% (base) Restaurants 3.0% 1.0% (base) Travel 2.0% 1.0% (base) Gas Stations 1.0% (base) 5.0% military base purchases 1.0% (base) 5.0% Supermarket purchases (up to $3,000/year) 1.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners 15 partners None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 21.49% - 29.99% 17.15% - 31.15% Cash Advance APR 29.99% 31.15% Penalty APR N/A 32.4% Late Fee $40 $35 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary Secondary Baggage Delay — Up to $100 per day for 3 days Baggage Loss — — Cell Phone Protection Covered up to $800 per claim (subject to $25 deductible) — Extended Warranty — Doubles original warranty up to 1 additional year Purchase Protection Covered up to $10,000 per claim — Return Protection — — Trip Cancellation Interruption Covered up to $5,000 per passenger Up to $1,500 per covered person Trip Delay Covered up to $200 per day — Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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