Snapshot

Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
 Amex Business Gold Card
Amex Business Gold Card
IssuerWells FargoAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$375.00
Base Rate1.00%1.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Airline4.0%1.0% (base)
Travel3.0%3.0%
Restaurants3.0%1.0% (base)
Top 2 Categories1.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners6 partners20 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR21.24% - 29.99%10.99% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)—
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation InterruptionCovered up to $15,000 per trip—
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard