Wells Fargo Active Cash Card vs SchoolsFirst Inspire Mastercard

Side-by-side comparison of Wells Fargo Active Cash Card and SchoolsFirst Inspire Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Ranked #57/225

Ranked #135/225

Snapshot

	Wells Fargo Active Cash Card	SchoolsFirst Inspire Mastercard
Issuer	Wells Fargo	SchoolsFirst FCU
Network	Visa	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	2.00%	1.50%
Travel Rewards	0.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	-	-
Timeline	-	-

Rewards Breakdown

Base Rate	2.0% (base)	1.5% (base)
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	20.24% - 29.99%	13.9% - 18%
Cash Advance APR	29.99%	18%
Penalty APR	N/A	N/A
Late Fee	$40	$15
Balance Transfer Fee	undefined% (min $0)	N/A

Insurance & Protections

Auto Rental	Secondary	Secondary
Baggage Delay	-	-
Baggage Loss	-	-
Cell Phone Protection	Covered up to $600 per claim (subject to $25 deductible)	-
Extended Warranty	-	-
Purchase Protection	-	-
Return Protection	-	-
Trip Cancellation Interruption	-	-
Trip Delay	-	-
Tsa Precheck Global Entry	-	-

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	-	-
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard

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