Ranked #217/225
Ranked #161/225

Snapshot

USAA Rate Advantage Visa Platinum Card
USAA Rate Advantage Visa Platinum Card
 United Gateway℠ Credit Card
United Gateway℠ Credit Card
IssuerUSAAChase
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Gas Stations0.0% (base)2.0%
Transit & Rideshare0.0% (base)2.0%
United0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.15% - 29.15%12.99% - 21.49%
Cash Advance APR29.15%21.74%
Penalty APR32.4%23.24%
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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