Snapshot

USAA Rate Advantage Visa Platinum Card
USAA Rate Advantage Visa Platinum Card
 Chase Freedom Unlimited
Chase Freedom Unlimited
IssuerUSAAChase
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.50%
Travel Rewards0.00x1.50x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate0.0% (base)1.5% (base)
Travel0.0% (base)5.0%
Restaurants0.0% (base)3.0%
Drugstores0.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.15% - 29.15%11.49% - 20.99%
Cash Advance APR29.15%21.74%
Penalty APR32.4%23.24%
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary✓
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty—✓
Purchase Protection—120 days
Return Protection——
Roadside Dispatch—Pay-per-use
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard