Ranked #217/225
Ranked #145/225

Snapshot

USAA Rate Advantage Visa Platinum Card
USAA Rate Advantage Visa Platinum Card
 Norwegian Cruise Line World Mastercard
Norwegian Cruise Line World Mastercard
IssuerUSAABank of America
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Norwegian Cruise Line0.0% (base)3.0%
Airline0.0% (base)2.0%
Hotels0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.15% - 29.15%18.24% - 28.24%
Cash Advance APR29.15%29.99%
Penalty APR32.4%29.99%
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Amex EveryDayAmex EveryDay#181 · $696/yrBusiness Advantage Customized Cash Rewards MastercardBusiness Advantage Customized Cash Rewards Mastercard#180 · $708/yrBank of America Customized Cash Rewards Credit CardBank of America Customized Cash Rewards Credit Card#182 · $696/yrSouthwest Rapid Rewards Priority Credit CardSouthwest Rapid Rewards Priority Credit Card#179 · $720/yr