Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
U.S. Bank Altitude Connect Visa Signature Card
U.S. Bank Altitude Connect Visa Signature Card
IssuerUSAAU.S. Bank
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Gas Stations5.0%4.0%
military base purchases5.0%1.0% (base)
Supermarket purchases (up to $3,000/year)2.0%1.0% (base)
Hotels1.0% (base)5.0%
Travel1.0% (base)4.0%
Supermarkets1.0% (base)2.0%
Restaurants1.0% (base)2.0%
Streaming1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.15% - 31.15%21.24% - 29.24%
Cash Advance APR31.15%29.99%
Penalty APR32.4%N/A
Late Fee$35$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days
Baggage Loss
Cell Phone ProtectionUp to $600 per claim, subject to $25 deductible
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase Protection
Return Protection
Trip Cancellation InterruptionUp to $1,500 per covered personCovered up to $2,000
Trip DelayCovered for delays over 12 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard