Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
IssuerUSAACapital One
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%2.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Gas Stations5.0%2.0% (base)
military base purchases5.0%2.0% (base)
Supermarket purchases (up to $3,000/year)2.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR17.15% - 31.15%19.99% - 29.99%
Cash Advance APR31.15%29.99%
Penalty APR32.4%N/A
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days
Baggage Loss
Cell Phone Protection
Extended WarrantyDoubles original warranty up to 1 additional yearExtends warranty by 1 year
Purchase Protection
Return Protection
Trip Cancellation InterruptionUp to $1,500 per covered person
Trip Delay
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard