U.S. Bank Visa Platinum Card vs Bank of America Premium Rewards Credit Card

	U.S. Bank Visa Platinum Card	Bank of America Premium Rewards Credit Card
Issuer	U.S. Bank	Bank of America
Network	Visa	Visa
Card Material	Plastic	Plastic
Annual Fee	$0.00	$95.00
Base Rate	0.00%	1.50%
Travel Rewards	0.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Transfer Partners	None	None
Annual Credits	None	None

Auto Rental	Secondary	Secondary
Baggage Delay	—	Covered
Baggage Loss	—	Covered
Cell Phone Protection	Up to $600 per claim, subject to $25 deductible	—
Extended Warranty	—	Covered
Purchase Protection	—	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered
Trip Delay	—	Covered
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard