Ranked #70/225
Ranked #146/225

Snapshot

U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerU.S. BankUSAA
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$400.00$0.00
Base Rate1.00%1.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%1.0% (base)
Travel3.0%1.0% (base)
Online Retail3.0%1.0% (base)
Gas Stations1.0% (base)5.0%
military base purchases1.0% (base)5.0%
Supermarket purchases (up to $3,000/year)1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR22.24% - 29.24%17.15% - 31.15%
Cash Advance APR29.99%31.15%
Penalty APRN/A32.4%
Late Fee$41$35
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimarySecondary
Baggage Delay-Up to $100 per day for 3 days
Baggage Loss--
Cell Phone Protection--
Extended WarrantyCoveredDoubles original warranty up to 1 additional year
Purchase ProtectionCovered-
Return ProtectionCovered-
Trip Cancellation InterruptionCovered up to $2,000Up to $1,500 per covered person
Trip DelayCovered for delays over 6 hours-
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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