Ranked #70/225
Ranked #99/225

Snapshot

U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
Bank of America Premium Rewards
Bank of America Premium Rewards
IssuerU.S. BankBank of America
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$400.00$95.00
Base Rate1.00%1.50%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Travel3.0%2.0%
Online Retail3.0%1.5% (base)
Restaurants1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR22.24% - 29.24%21.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimaryYes
Baggage Delay-Yes
Baggage Loss--
Cell Phone Protection--
Extended WarrantyCoveredYes
Purchase ProtectionCovered90 days
Return ProtectionCovered90 days
Trip Cancellation InterruptionCovered up to $2,000Yes
Trip DelayCovered for delays over 6 hoursYes
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsUp to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier