Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.0% (base) Hotels 5.0% 1.0% (base) Travel 4.0% 3.0% Gas Stations 4.0% 1.0% (base) Supermarkets 2.0% 1.0% (base) Restaurants 2.0% 3.0% Streaming 2.0% 1.0% (base) Eligible gas and EV charging purchases (up to $7K per year) 1.0% (base) 4.0% Costco and Costco.com purchases 1.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 21.24% - 29.24% 20.49% - 20.49%
Cash Advance APR 29.99% 29.99%
Penalty APR N/A 29.99%
Late Fee $41 $41
Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Secondary Primary (when renting for business purposes) Baggage Delay — — Baggage Loss — — Cell Phone Protection Up to $600 per claim, subject to $25 deductible — Extended Warranty — Extends warranty by 24 months Purchase Protection — Covered up to $10,000 per item Return Protection — — Trip Cancellation Interruption Covered up to $2,000 — Trip Delay Covered for delays over 12 hours — Tsa Precheck Global Entry Up to $100 statement credit every 4 years —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
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