Ranked #201/225
Ranked #204/225

Snapshot

Venmo Credit Card
Venmo Credit Card
 Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
IssuerSynchronyAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Top eligible spend category (automatically adjusted each billing cycle)3.0%0.0% (base)
Second top eligible spend category (automatically adjusted each billing cycle)2.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 29.24%12.74% - 21.74%
Cash Advance APR29.24%21.99%
Penalty APRN/A26.74%
Late Fee$41$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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