Ranked #135/225
Ranked #4/225

Snapshot

SchoolsFirst Inspire Mastercard
SchoolsFirst Inspire Mastercard
Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card
IssuerSchoolsFirst FCUAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$550.00
Base Rate1.50%3.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)3.0% (base)
Airline1.5% (base)7.0%
Restaurants1.5% (base)7.0%
Travel1.5% (base)7.0%
Hilton1.5% (base)14.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.9% - 18%12.74% - 21.74%
Cash Advance APR18%28.74%
Penalty APRN/A29.99%
Late Fee$15$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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