Snapshot

Santander Ultimate Cash Back
Santander Ultimate Cash Back
U.S. Bank Business Altitude Connect World Elite Mastercard
U.S. Bank Business Altitude Connect World Elite Mastercard
IssuerSantander BankU.S. Bank
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.50%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Hotels1.5% (base)5.0%
Travel1.5% (base)4.0%
Gas Stations1.5% (base)4.0%
Restaurants1.5% (base)2.0%
Telecommunications1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.24% - 24.24%19.24% - 28.24%
Cash Advance APR26.24%29.99%
Penalty APRN/AN/A
Late Fee$39$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryPrimary (when renting for business purposes)
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard