Snapshot

Santander Ultimate Cash Back
Santander Ultimate Cash Back
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerSantander BankBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.50%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel1.5% (base)2.0%
Restaurants1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.24% - 24.24%20.24% - 27.24%
Cash Advance APR26.24%29.99%
Penalty APRN/AN/A
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay—Covered
Baggage Loss—Covered
Cell Phone Protection——
Extended Warranty—Covered
Purchase Protection—Covered
Return Protection—Covered
Trip Cancellation Interruption—Covered
Trip Delay—Covered
Tsa Precheck Global Entry—Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard