Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.5% (base) 1.0% (base) Gas Stations 1.5% (base) 5.0% military base purchases 1.5% (base) 5.0% Supermarket purchases (up to $3,000/year) 1.5% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 19.24% - 29.24% 17.15% - 31.15%
Cash Advance APR 29.24% 31.15%
Penalty APR N/A 32.4%
Late Fee $40 $35
Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Secondary Secondary Baggage Delay — Up to $100 per day for 3 days Baggage Loss — — Cell Phone Protection — — Extended Warranty — Doubles original warranty up to 1 additional year Purchase Protection — — Return Protection — — Trip Cancellation Interruption — Up to $1,500 per covered person Trip Delay — — Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
More Comparisons
All Regions Cash Rewards Visa comparisons →
All USAA Cashback Rewards Plus American Express Card comparisons →
USAA Cashback Rewards Plus American Express Card vs Regions Cash Rewards Visa →