Snapshot

M&T Visa Signature Credit Card
M&T Visa Signature Credit Card
Citi Prestige Card
Citi Prestige Card
IssuerM&T BankCitibank
NetworkVisaMastercard
Card MaterialPlasticMetal
Annual Fee$0.00$495.00
Base Rate1.50%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee3%0%
LifecycleAvailableGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Restaurants1.5% (base)5.0%
Airline1.5% (base)5.0%
Hotels1.5% (base)3.0%
Priceline1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR17.24% - 24.24%10.99% - 18.99%
Cash Advance APR26.24%21.24%
Penalty APRN/A21.49%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65