Ranked #132/225
Ranked #77/225

Snapshot

M&T Visa Signature Credit Card
M&T Visa Signature Credit Card
 BMO Cash Back Mastercard
BMO Cash Back Mastercard
IssuerM&T BankBMO (US)
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Telecommunications1.5% (base)5.0%
telecom1.5% (base)5.0%
Gas Stations1.5% (base)3.0%
Restaurants1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.24% - 24.24%20.24% - 27.24%
Cash Advance APR26.24%29.24%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Up to $600 per claim, subject to $50 deductible (Max $1,000/year)
Extended Warranty-Doubles original warranty up to 1 additional year
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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