Ranked #185/225
Ranked #31/225
Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | - | - |
| Timeline | - | - |
Rewards Breakdown
| Base Rate | 1.0% (base) | 2.5% (base) |
| Apple purchases and select partners using Apple Pay (Uber, Nike, Panera, T-Mobile, Exxon, Ace, Walgreens) | 3.0% | 2.5% (base) |
| Online Retail | 2.0% | 2.5% (base) |
| Anniversary Bonus | None | None |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | None | None |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 19.24% - 29.49% | 15.24% - 25.24% |
| Cash Advance APR | N/A | 25.24% |
| Penalty APR | N/A | N/A |
| Late Fee | N/A | $29 |
| Balance Transfer Fee | N/A | undefined% (min $0) |
Insurance & Protections
| Auto Rental | - | Secondary |
| Baggage Delay | - | Up to $300 |
| Baggage Loss | - | - |
| Cell Phone Protection | - | - |
| Extended Warranty | - | Doubles original warranty up to 1 additional year |
| Purchase Protection | - | Up to $10,000 per claim |
| Return Protection | - | - |
| Trip Cancellation Interruption | - | Up to $2,000 per passenger |
| Trip Delay | - | Up to $300 (delay > 12 hours) |
| Tsa Precheck Global Entry | - | - |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | - | - |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Standard | Standard |
