Snapshot

Gemini Credit Card
Gemini Credit Card
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerWebBank (Gemini)Bank of America
NetworkMastercardVisa
Card MaterialMetalPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Restaurants3.0%2.0%
Supermarkets2.0%1.5% (base)
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.49% - 29.49%20.24% - 27.24%
Cash Advance APR29.49%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay—Covered
Baggage Loss—Covered
Cell Phone Protection——
Extended Warranty—Covered
Purchase Protection—Covered
Return Protection—Covered
Trip Cancellation Interruption—Covered
Trip Delay—Covered
Tsa Precheck Global Entry—Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard