Snapshot

First PREMIER Bank Mastercard
First PREMIER Bank Mastercard
Smart Option Visa
Smart Option Visa
IssuerFirst PREMIER BankFirst Citizens Bank
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$75.00$0.00
Base Rate0.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$29.00$0.00
Foreign Txn Fee3%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate0.0% (base)0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR36% - 36%15.24% - 25.24%
Cash Advance APR36%25.24%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard