Ranked #194/225
Ranked #167/225

Snapshot

Discover it Student Cash Back
Discover it Student Cash Back
 Citi ThankYou Preferred Card
Citi ThankYou Preferred Card
IssuerDiscoverCitibank
NetworkDiscoverMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Rotating Categories (Q1, Q2, Q3, Q4)5.0%1.0% (base)
Restaurants1.0% (base)2.0%
Entertainment1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 27.24%10.99% - 18.99%
Cash Advance APR29.99%21.24%
Penalty APRN/A21.49%
Late Fee$41$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental--
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

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