Platinum Rewards Visa vs Pathfinder Rewards Visa Signature Card

Side-by-side comparison of Platinum Rewards Visa and Pathfinder Rewards Visa Signature Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Platinum Rewards Visa	Pathfinder Rewards Visa Signature Card
Issuer	Credit One Bank	PenFed Credit Union
Network	Visa	Visa
Card Material	Plastic	Plastic
Annual Fee	$39.00	$95.00
Base Rate	1.00%	1.50%
Travel Rewards	0.00x	4.00x
Auth. User Fee	$19.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.5% (base)
Gas Stations	5.0%	1.5% (base)
Supermarkets	5.0%	1.5% (base)
Telecommunications	5.0%	1.5% (base)
All travel categories (Honors Advantage Members)	1.0% (base)	4.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	29.74% - 29.74%	17.99% - 17.99%
Cash Advance APR	29.74%	17.99%
Penalty APR	N/A	N/A
Late Fee	$39	$29
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Secondary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard