Ranked #42/225
Ranked #122/225

Snapshot

Platinum Rewards Visa
Platinum Rewards Visa
 Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business
IssuerCredit One BankCapital One
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$39.00$0.00
Base Rate1.00%1.50%
Travel Rewards0.00x0.00x
Auth. User Fee$19.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Gas Stations5.0%1.5% (base)
Supermarkets5.0%1.5% (base)
Telecommunications5.0%1.5% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR29.74% - 29.74%18.49% - 24.49%
Cash Advance APR29.74%29.99%
Penalty APRN/AN/A
Late Fee$39$39
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Primary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Extends warranty by 1 year
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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