Snapshot

Citi ThankYou Preferred Card
Citi ThankYou Preferred Card
 Bank of America Premium Rewards
Bank of America Premium Rewards
IssuerCitibankBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Restaurants2.0%2.0%
Entertainment2.0%1.5% (base)
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%21.24% - 28.24%
Cash Advance APR21.24%29.99%
Penalty APR21.49%29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental—✓
Baggage Delay—✓
Baggage Loss——
Cell Phone Protection——
Extended Warranty—✓
Purchase Protection—90 days
Return Protection—90 days
Trip Cancellation Interruption—✓
Trip Delay—✓
Tsa Precheck Global Entry—Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard