Ranked #192/225
Ranked #85/225
Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | - | - |
| Timeline | - | - |
Rewards Breakdown
| Base Rate | 1.0% (base) | 2.0% (base) |
| Quarterly Rotating | 5.0% | 2.0% (base) |
| Hotels via Capital One Travel | 1.0% (base) | 10.0% |
| Rental Cars via Capital One Travel | 1.0% (base) | 10.0% |
| Airline | 1.0% (base) | 5.0% |
| Anniversary Bonus | None | None |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | None | 18 partners |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 10.99% - 18.99% | 19.99% - 29.99% |
| Cash Advance APR | 21.24% | 29.99% |
| Penalty APR | 21.49% | N/A |
| Late Fee | $41 | $39 |
| Balance Transfer Fee | undefined% (min $0) | undefined% (min $0) |
Insurance & Protections
| Auto Rental | - | Primary (when renting for business purposes) |
| Baggage Delay | - | - |
| Baggage Loss | - | Covered |
| Cell Phone Protection | - | - |
| Extended Warranty | - | Extends warranty by 1 year |
| Purchase Protection | - | Covered |
| Return Protection | - | - |
| Trip Cancellation Interruption | - | Covered |
| Trip Delay | - | Covered |
| Tsa Precheck Global Entry | - | Up to $100 statement credit every 4 years |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | - | - |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Citi 8/65 | Standard |
