Ranked #192/225
Ranked #100/225
Snapshot
Welcome Offer
Bonus None None
Spend Requirement - -
Timeline - -
Rewards Breakdown
Base Rate 1.0% (base) 1.5% (base) Quarterly Rotating 5.0% 1.5% (base) Travel 1.0% (base) 2.0% Restaurants 1.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 10.99% - 18.99% 20.24% - 27.24%
Cash Advance APR 21.24% 29.99%
Penalty APR 21.49% N/A
Late Fee $41 $40
Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental - Primary Baggage Delay - Covered up to $100 per day for 5 days Baggage Loss - Covered up to $3,000 per passenger Cell Phone Protection - - Extended Warranty - Extends warranty by 1 year Purchase Protection - Covered up to $10,000 per claim Return Protection - Covered up to $300 per item Trip Cancellation Interruption - Covered up to $2,500 per person Trip Delay - Covered up to $500 per ticket for delays over 6 hours Tsa Precheck Global Entry - Up to $100 statement credit every 4 years
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number - -
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Citi 8/65 Standard
More Comparisons
All Citi Dividend Card comparisons
All Bank of America Premium Rewards Elite Credit Card comparisons
Bank of America Premium Rewards Elite Credit Card vs Citi Dividend Card