Snapshot

Citi Dividend Card
Citi Dividend Card
Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerCitibankAlliant Credit Union
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%2.50%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)2.5% (base)
Quarterly Rotating5.0%2.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%15.24% - 25.24%
Cash Advance APR21.24%25.24%
Penalty APR21.49%N/A
Late Fee$41$29
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage DelayUp to $300
Baggage Loss
Cell Phone Protection
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase ProtectionUp to $10,000 per claim
Return Protection
Trip Cancellation InterruptionUp to $2,000 per passenger
Trip DelayUp to $300 (delay > 12 hours)
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard