Ranked #32/225
Ranked #173/225

Snapshot

Chase Freedom Flex℠
Chase Freedom Flex℠
 Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
IssuerChaseCapital One
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%2.00%
Travel Rewards1.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Rotating Quarterly Categories5.0%2.0% (base)
Travel5.0%2.0% (base)
Restaurants3.0%2.0% (base)
Drugstores & Pharmacies3.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR11.49% - 20.99%19.99% - 29.99%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionYes-
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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