Snapshot

Chase Freedom Flex℠
Chase Freedom Flex℠
 Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
IssuerChaseCapital One
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%2.00%
Travel Rewards1.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Rotating Quarterly Categories5.0%2.0% (base)
Travel5.0%2.0% (base)
Restaurants3.0%2.0% (base)
Drugstores3.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

—1:1

Pricing Details

Purchase APR11.49% - 20.99%19.99% - 29.99%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay——
Baggage Loss——
Cell Phone Protection✓—
Extended Warranty✓Extends warranty by 1 year
Purchase Protection120 days—
Return Protection——
Roadside DispatchPay-per-use—
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry—Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard