Ranked #141/225
Ranked #146/225

Snapshot

United℠ Business Card
United℠ Business Card
 USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerChaseUSAA
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$99.00$0.00
Base Rate1.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants2.0%1.0% (base)
Gas Stations2.0%5.0%
Transit & Rideshare2.0%1.0% (base)
Office Supplies2.0%1.0% (base)
United2.0%1.0% (base)
military base purchases1.0% (base)5.0%
Supermarket purchases (up to $3,000/year)1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.99% - 21.49%17.15% - 31.15%
Cash Advance APR21.74%31.15%
Penalty APR23.24%32.4%
Late Fee$40$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay-Up to $100 per day for 3 days
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYesDoubles original warranty up to 1 additional year
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption-Up to $1,500 per covered person
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

L.L.Bean MastercardL.L.Bean Mastercard#143 · $852/yrGO REWARDS Credit CardGO REWARDS Credit Card#144 · $852/yrCiti / AAdvantage Platinum Select World Elite MastercardCiti / AAdvantage Platinum Select World Elite Mastercard#142 · $864/yrNorwegian Cruise Line World MastercardNorwegian Cruise Line World Mastercard#145 · $840/yr