Ranked #154/225
Ranked #46/225

Snapshot

United Club℠ Business Card
United Club℠ Business Card
Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
IssuerChaseWells Fargo
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$450.00$95.00
Base Rate1.00%1.00%
Travel Rewards2.00x5.00x
Auth. User Fee$175.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants2.0%3.0%
United2.0%1.0% (base)
Hotels1.0% (base)5.0%
Airline1.0% (base)4.0%
Travel1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone6 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.99% - 21.49%21.24% - 29.99%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage Loss--
Cell Phone Protection-Covered up to $1,000 per claim (subject to $25 deductible)
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation InterruptionYesCovered up to $15,000 per trip
Trip DelayYes-
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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