Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.5% (base) Airline 2.0% 1.5% (base) Restaurants 2.0% 2.0% Travel 1.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 12.99% - 21.49% 20.24% - 27.24% Cash Advance APR 21.74% 29.99% Penalty APR 23.24% N/A Late Fee $40 $40 Balance Transfer Fee N/A undefined% (min $0)
Insurance & Protections
Auto Rental ✓ Primary Baggage Delay ✓ Covered up to $100 per day for 5 days Baggage Loss — Covered up to $3,000 per passenger Cell Phone Protection — — Extended Warranty ✓ Extends warranty by 1 year Purchase Protection 120 days Covered up to $10,000 per claim Return Protection — Covered up to $300 per item Trip Cancellation Interruption ✓ Covered up to $2,500 per person Trip Delay ✓ Covered up to $500 per ticket for delays over 6 hours Tsa Precheck Global Entry ✓ Up to $100 statement credit every 4 years
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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