Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 2.0% (base) 1.5% (base) Travel 5.0% 2.0% Purchases of $5,000+ 2.5% 1.5% (base) Restaurants 2.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR N/A 21.24% - 28.24%
Cash Advance APR N/A 29.99%
Penalty APR N/A 29.99%
Late Fee $40 $40
Balance Transfer Fee N/A undefined% (min $0)
Insurance & Protections
Auto Rental ✓ ✓ Baggage Delay ✓ ✓ Baggage Loss — — Cell Phone Protection ✓ — Extended Warranty ✓ ✓ Purchase Protection 120 days 90 days Return Protection — 90 days Trip Cancellation Interruption ✓ ✓ Trip Delay ✓ ✓ Tsa Precheck Global Entry — Up to $100
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
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