Capital One Venture Rewards Credit Card vs U.S. Bank Altitude Reserve Visa Infinite Card

Side-by-side comparison of Capital One Venture Rewards Credit Card and U.S. Bank Altitude Reserve Visa Infinite Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Capital One Venture Rewards Credit Card	U.S. Bank Altitude Reserve Visa Infinite Card
Issuer	Capital One	U.S. Bank
Network	Visa	Visa
Card Material	Plastic	Metal
Annual Fee	$95.00	$400.00
Base Rate	2.00%	1.00%
Travel Rewards	2.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	2.0% (base)	1.0% (base)
Hotels via Capital One Travel	5.0%	1.0% (base)
Rental Cars via Capital One Travel	5.0%	1.0% (base)
Hotels	2.0% (base)	5.0%
Travel	2.0% (base)	3.0%
Mobile Wallet Purchases	2.0% (base)	3.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	18 partners	None
Annual Credits	None	None

Transfer Partners

1:1

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Pricing Details

Purchase APR	19.99% - 29.99%	22.24% - 29.24%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	N/A
Late Fee	$40	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	Primary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	Extends warranty by 1 year	Covered
Purchase Protection	—	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered up to $2,000
Trip Delay	—	Covered for delays over 6 hours
Tsa Precheck Global Entry	Up to $100 statement credit every 4 years	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard