Snapshot

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
United℠ Business Card
United℠ Business Card
IssuerCapital OneChase
NetworkVisaVisa
Card MaterialMetalPlastic
Annual Fee$395.00$99.00
Base Rate2.00%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel10.0%1.0% (base)
Rental Cars via Capital One Travel10.0%1.0% (base)
Airline5.0%2.0%
Vacation Rentals via Capital One Travel5.0%1.0% (base)
Restaurants2.0% (base)2.0%
Gas Stations2.0% (base)2.0%
Transit & Rideshare2.0% (base)2.0%
Office Supplies2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR19.99% - 29.99%12.99% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage LossCovered up to $3,000 per trip
Cell Phone ProtectionCovered up to $800 per claim (subject to $50 deductible)
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim120 days
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionCovered up to $2,000 per person
Trip DelayCovered up to $500 per ticket
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard