Snapshot

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerCapital OneAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$395.00$95.00
Base Rate2.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel10.0%1.0% (base)
Rental Cars via Capital One Travel10.0%1.0% (base)
Airline5.0%1.0% (base)
Vacation Rentals via Capital One Travel5.0%1.0% (base)
Supermarkets2.0% (base)6.0%
Streaming2.0% (base)6.0%
Gas Stations2.0% (base)3.0%
Transit & Rideshare2.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR19.99% - 29.99%12.74% - 21.74%
Cash Advance APR29.99%21.99%
Penalty APRN/A26.74%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage LossCovered up to $3,000 per trip
Cell Phone ProtectionCovered up to $800 per claim (subject to $50 deductible)
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionCovered up to $2,000 per person
Trip DelayCovered up to $500 per ticket
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard