Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 2.0% (base) 1.0% (base) Hotels via Capital One Travel 10.0% 1.0% (base) Rental Cars via Capital One Travel 10.0% 1.0% (base) Airline 5.0% 1.0% (base) Gas Stations 2.0% (base) 5.0% military base purchases 2.0% (base) 5.0% Supermarket purchases (up to $3,000/year) 2.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners 18 partners None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 19.99% - 29.99% 17.15% - 31.15% Cash Advance APR 29.99% 31.15% Penalty APR N/A 32.4% Late Fee $39 $35 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary (when renting for business purposes) Secondary Baggage Delay — Up to $100 per day for 3 days Baggage Loss Covered — Cell Phone Protection — — Extended Warranty Extends warranty by 1 year Doubles original warranty up to 1 additional year Purchase Protection Covered — Return Protection — — Trip Cancellation Interruption Covered Up to $1,500 per covered person Trip Delay Covered — Tsa Precheck Global Entry Up to $100 statement credit every 4 years —
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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