Snapshot

Capital One Venture X Business
Capital One Venture X Business
Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
IssuerCapital OneBank of America
NetworkMastercardVisa
Card MaterialMetalMetal
Annual Fee$395.00$550.00
Base Rate2.00%1.50%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)1.5% (base)
Hotels via Capital One Travel10.0%1.5% (base)
Rental Cars via Capital One Travel10.0%1.5% (base)
Airline5.0%1.5% (base)
Travel2.0% (base)2.0%
Restaurants2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR19.99% - 29.99%20.24% - 27.24%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Primary
Baggage DelayCovered up to $100 per day for 5 days
Baggage LossCoveredCovered up to $3,000 per passenger
Cell Phone Protection
Extended WarrantyExtends warranty by 1 yearExtends warranty by 1 year
Purchase ProtectionCoveredCovered up to $10,000 per claim
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionCoveredCovered up to $2,500 per person
Trip DelayCoveredCovered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard