Ranked #172/225
Ranked #47/225

Snapshot

Capital One Spark Miles for Business
Capital One Spark Miles for Business
 Wells Fargo Autograph℠ Card
Wells Fargo Autograph℠ Card
IssuerCapital OneWells Fargo
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate2.00%1.00%
Travel Rewards2.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Restaurants2.0% (base)3.0%
Travel2.0% (base)3.0%
Gas Stations2.0% (base)3.0%
Transit & Rideshare2.0% (base)3.0%
Streaming2.0% (base)3.0%
Telecommunications2.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partners6 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR25.49% - 25.49%20.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Covered up to $600 per claim (subject to $25 deductible)
Extended WarrantyExtends warranty by 1 year-
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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