Ranked #172/225
Ranked #113/225

Snapshot

Capital One Spark Miles for Business
Capital One Spark Miles for Business
 Bilt World Elite Mastercard
Bilt World Elite Mastercard
IssuerCapital OneWells Fargo (Bilt)
NetworkVisaMastercard
Card MaterialPlasticMetal
Annual Fee$95.00$0.00
Base Rate2.00%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Restaurants2.0% (base)3.0%
Travel2.0% (base)2.0%
Rent (up to 100,000 points per year)2.0% (base)1.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partners14 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR25.49% - 25.49%21.49% - 29.49%
Cash Advance APR29.99%29.49%
Penalty APRN/AN/A
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Primary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Up to $800 per claim
Extended WarrantyExtends warranty by 1 year-
Purchase Protection-Up to $10,000 per claim
Return Protection--
Trip Cancellation Interruption-Up to $5,000 per passenger
Trip Delay-Up to $200 per day (max $1,800)
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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