Ranked #113/225
Ranked #172/225

Snapshot

Bilt World Elite Mastercard
Bilt World Elite Mastercard
Capital One Spark Miles for Business
Capital One Spark Miles for Business
IssuerWells Fargo (Bilt)Capital One
NetworkMastercardVisa
Card MaterialMetalPlastic
Annual Fee$0.00$95.00
Base Rate1.00%2.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Restaurants3.0%2.0% (base)
Travel2.0%2.0% (base)
Rent (up to 100,000 points per year)1.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners14 partners18 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR21.49% - 29.49%25.49% - 25.49%
Cash Advance APR29.49%29.99%
Penalty APRN/AN/A
Late Fee$40$39
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimaryPrimary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionUp to $800 per claim-
Extended Warranty-Extends warranty by 1 year
Purchase ProtectionUp to $10,000 per claim-
Return Protection--
Trip Cancellation InterruptionUp to $5,000 per passenger-
Trip DelayUp to $200 per day (max $1,800)-
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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