Snapshot

Capital One Spark Cash Plus
Capital One Spark Cash Plus
U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerCapital OneU.S. Bank
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$150.00$400.00
Base Rate2.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Hotels2.0% (base)5.0%
Travel2.0% (base)3.0%
Mobile Wallet Purchases2.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APRnull% - null%22.24% - 29.24%
Cash Advance APRN/A29.99%
Penalty APRN/AN/A
Late Fee$39$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Primary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyExtends warranty by 1 yearCovered
Purchase ProtectionCovered up to $10,000 per claimCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered up to $2,000
Trip DelayCovered for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard