Ranked #65/225
Ranked #160/225

Snapshot

Capital One Spark Cash Plus
Capital One Spark Cash Plus
 AT&T Points Plus Card from Citi
AT&T Points Plus Card from Citi
IssuerCapital OneCiti
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$150.00$0.00
Base Rate2.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Gas Stations2.0% (base)3.0%
Supermarkets2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone3 partners
Annual CreditsNoneNone

Transfer Partners

-5:4

Pricing Details

Purchase APRnull% - null%19.24% - 29.24%
Cash Advance APRN/A29.99%
Penalty APRN/A29.99%
Late Fee$39$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 year-
Purchase ProtectionCovered up to $10,000 per claim-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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